Specific One Realty & Mortgage

License #: 01898096

Phone:
916-993-6314
Fax:
916-880-5699
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Bridge Loans

Short-Term Financing When Timing Is Critical

What It Is:

Bridge Loans are temporary loans used to secure financing quickly while you wait for long-term funding or complete a sale/refinance.

Use Cases:

  • Purchasing land or property before long-term funding is finalized

  • Covering costs during construction delays

  • Financing property improvements for resale

  • Buying time during property transitions

Loan Features:

  • Loan Term: 6–24 months

  • Interest-Only Payment Options

  • Fast approvals (often within days)

  • Asset-backed lending (secured by real estate)

Benefits:

  • Close deals faster

  • Avoid losing property due to funding gaps

  • Keep construction projects moving without delay

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